1. Introduction

Welcome to the LendPal cryptocurrency lending platform. We highly value your privacy and are committed to protecting your personal data. This Privacy Policy details the types of data we collect, how we use it, and the measures we take to protect your information.

2. Data Collection

We collect the following categories of data:

• Personal Data:
  • Name
  • Email Address
  • Phone Number (optional)
• Financial Data:
  • Cryptocurrency addresses and transactions associated with the LendPal platform
  • Information on loans and borrowings within the LendPal platform
• Technical Data:
  • IP Address
  • User browser information
  • Website visit times and activities

3. Data Usage

We use your data for the following purposes:

• Provision and enhancement of our services
• Fraud prevention and security assurance
• Management of your credit/pledge applications and accounts
• Processing of transactions related to the LendPal platform
• Notifications about important changes and updates to the platform
• Marketing communications (with your consent)

4. Data Sharing

We do not sell or transfer your personal data to third parties except in the following cases:

• Partners and service providers who assist us in providing our services (e.g., payment system providers)
• Law enforcement and government agencies when required to fulfill legal obligations upon receipt of a court order in the relevant jurisdiction
• In the event of a merger, acquisition, or sale of our business, your data may be transferred to the new owner of the LendPal platform or its successor

5. Data Security

We employ all available technical and organizational measures to protect your data from unauthorized access, alteration, disclosure, or destruction. Our measures include data encryption, access control, and regular security audits.

6. Your Rights

You have the right to:

• Access your personal data
• Rectify inaccurate or incomplete information
• Delete your data (in the absence of obligations to other platform users)
• Restrict the processing of your data

To exercise your rights, please contact us using the contact details provided on the platform.

7. Cookies

We use cookies and similar technologies to enhance the functionality of our website, analyze traffic, and personalize content. You can manage your cookie settings through your browser settings.

8. Changes to the Privacy Policy

We may periodically update this Privacy Policy without prior notice. We will inform you of any changes by posting the new version on our website and sending a notification via email (if applicable).

Thank you for trusting and using our services.

LendPal Team