Welcome to LendPal! 

These Terms of Service outline the agreement between you (the User) and LendPal (the Platform) governing your use of our services. Please read these terms carefully before accessing or using our platform.

Platform in Technical Beta: Please note that LendPal is currently in the stage of technical beta testing. As we work towards the official launch, we kindly inform our users that the Terms of Service are subject to modification and updates prior to the live date. We appreciate your understanding and patience during this phase as we strive to deliver the best experience for our users. Stay tuned for further updates and announcements.

1. Acceptance of Terms 

By accessing or using LendPal, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our platform.

1. Eligibility 

To use our services, you must be of legal age in your jurisdiction and have the necessary legal capacity to enter into a contract. By using LendPal, you represent and warrant that you meet these eligibility requirements.

1. Platform Usage 

You agree to use LendPal only for lawful purposes and in compliance with all applicable laws and regulations. You will not engage in any activities that may harm the platform, its users, or violate the rights of others.

1. Account Registration 

To access certain features of LendPal, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and ensuring that it is accurate and up to date. You are solely responsible for all activities that occur under your account.

1. Privacy and Data Security 

We take the privacy and security of your personal information seriously. Our Privacy Policy outlines how we collect, use, and protect your data. By using our platform, you consent to the collection and processing of your information as described in the Privacy Policy.

1. Intellectual Property 

The content and materials on LendPal, including logos, trademarks, and other intellectual property, are owned or licensed by us. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

1. Dispute Resolution 

Any disputes arising from your use of LendPal shall be negotiated with the platform in a good manner. You agree to resolve any disputes through negotiation, mediation, or arbitration.

1. Limitation of Liability 

LendPal provides its services on an "as is" and "as available" basis. We do not warrant the accuracy, reliability, or completeness of the platform or its content. We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services.

1. Modifications to the Terms 

We reserve the right to modify or update these Terms of Service at any time without prior notice. It is your responsibility to review these terms periodically for any changes. Your continued use of LendPal after any modifications constitutes acceptance of the updated terms.

1. Contact Us 

If you have any questions or concerns regarding these Terms of Service, please contact us at [email protected].

By using LendPal, you agree to comply with these Terms of Service. Thank you for choosing LendPal